The application process for entrepreneurs wishing to benefit from the guarantee and subsidy mechanism of the Azerbaijan Business Development Fund, operating under the Ministry of Economy, is carried out electronically.
Entrepreneurs wishing to benefit from the mechanism providing state guarantees for business loans and interest rate subsidies can access the e-gov.az portal through any internet browser. They should select “Entrepreneur Services” and then “All Services.” From the list that opens, they should select the “Electronic Credit and Guarantee” information system among the services provided by the Ministry of Economy and log into the system using one of the available electronic signature methods.
After logging into the system, the entrepreneur selects the Taxpayer Identification Number (TIN) for which they wish to submit an application and proceeds to their personal account. By selecting the “Concessional Loan” section among the loan products offered by the Fund, an electronic application form becomes available. Information regarding the loan product, the business entity, and its manager is automatically displayed on the form. The entrepreneur is then required to provide information on the project's area of activity, title and purpose, total duration and cost, as well as the requested loan amount.
Next, the entrepreneur selects an authorized credit institution from the provided list, specifies the loan term and grace period. The application also requires the actual address, the address where the project will be implemented, business and mobile phone numbers, and an email address. Information regarding the property where the project will be implemented must also be provided, including its registration and registry numbers, or the relevant supporting document for the property may be uploaded to the system.
After all information has been entered, the entrepreneur can save the application and review and verify the details before submitting it. Once the accuracy of the information has been confirmed, the application is submitted electronically. At subsequent stages, the entrepreneur can track the status of the application through the “Electronic Credit and Guarantee” information system.
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